Okay, with the floods having subsided in most parts, these tips may come too late now, but better to keep it handy for next time. Tips courtesy of Mapfre Insurance
1. For safety reasons, it is not advisable to approach a vehicle that is completely submerged in water. It is best that the vehicle owner wait for the flood water to subside before approaching the vehicle.
2. Under no circumstances must the vehicle owner attempt to start or run the engine of a submerged vehicle. There is high possibility of contamination of fluids/lubricants in the engine, transmission and axles. Restarting may result to serious damage to the engine and other important parts.
3. Once the flood waters have subsided, immediately remove the positive and negative energy clamps attached to the car batteries. To prevent electric shock, remove first the battery clamp attached to the negative terminal of the car battery, followed by the battery clamp attached to the positive terminal.
4. To prevent your car from completely deteriorating, it must be cleaned at once, the water-damaged parts dismantled and dried. Mechanical components which had water in them must be drained and replaced to prevent damage and corrosion to metal and alloy parts.
5. If your vehicle is insured, immediately report your insurance claim to your insurer to speed up processing of your claim. They can also assist in having your car towed, if necessary, to the nearest car repair shop. Not all motor car policies have the Acts of God (AOG) coverage. This is optional for most comprehensive motor car insurance policies. The AOG cover can be procured for a minimal premium upon request. Inquire with your agent or broker for this.
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